From Platform to Ecosystem: How kildeq is Levelling the Playing Field with SAP

Enterprise-grade infrastructure is no longer a luxury reserved for large financial institutions and corporates. kildeq’s supply chain finance platform is built on SAP Business Technology Platform (BTP) to ensure that companies of every size can compete on the global stage.

In a world of constant disruption, trust remains the backbone of trade. kildeq enables that trust by anchoring its end-to-end platform in SAP BTP – the same digital backbone that powers 90% of Fortune 500 companies. 

"To truly maximise user productivity, we’ve developed a bespoke front-end that complements the SAP back-end,” says Andrew Horton, Head of Technology at kildeq. “By leveraging the latest technology stacks rather than relying solely on out-of-the-box interfaces, we provide a streamlined, high-performance experience designed specifically for the nuances of supply chain finance.”

Built on SAP, Delivered as SaaS

kildeq delivers the rigor of SAP through a flexible Software-as-a-Service (SaaS) model. This allows organisations of any size to deploy advanced financial tools without the overhead of a massive internal IT department.  

By utilising SAP’s established framework, the team ensures that critical compliance topics and global data sovereignty requirements are inherent to the system from day one. This strategic choice allows kildeq to shift its focus away from "reinventing the wheel" of back-end plumbing and toward delivering specialised, high-impact value to its users immediately.

"To truly maximise user productivity, we've developed a bespoke front-end that complements the SAP back-end." - Andrew Horton, Head of Technology, kildeq

Leveraging SAP as a backbone provides three core operational benefits:

1. Inherited Resilience: Security and reliability backed by HANA Cloud and rigorous global audit standards.

2. Operational Scalability: The ability to manage increasing transaction volumes and complex SCF structures without the need for re-architecting.

3. User-Centric Agility: Tailored workflows and UI integrations that provide a modern experience while remaining anchored in proven infrastructure.
   

Closing the Capability Gap 

Historically, only big players with multi-million-dollar budgets and large internal IT functions could offer fully auditable, enterprise-grade supply chain finance platforms. This created a barrier for mid-market banks and corporates that lacked the “enterprise-grade” muscle to compete, despite having the ambition.

“With kildeq, a mid-market institution can demonstrate the same level of resilience and auditability as a global leader. The infrastructure is enterprise-ready because it is powered by the same BTP environment that underpins much larger deployments,” said Marc Dolata, Chief Architect of kildeq.

Beyond infrastructure, kildeq serves as a central integration point. Rather than managing fragmented systems and legacy workflows, banks and corporates can connect ERPs, invoicing networks and liquidity providers in a single ecosystem. This standardisation creates a real-time view of risk and trade flows that was previously cost-prohibitive for many.

The kildeq Framework

This foundation is supported by four strategic pillars designed to bridge the gap between complex enterprise data and agile financial execution:

1. Supply Chain Finance: A secure, modular environment that acts as the engine for all liquidity movement, ensuring speed and transparency.

2. Embedded Finance: This pillar ensures the ability to integrate working capital solutions directly into an existing ecosystem, making financial agility a natural extension of your daily operations. 

3. Custom Development: The product can be tailored around unique client workflows and legacy integrations. 

4. Consultancy: Beyond the software, strategic guidance to navigate today’s complex trade environment, effectively translating business goals into practical, future-ready solutions. 

"With kildeq, a mid-market institution can demonstrate the same level of resilience and auditability as a global leader." - Marc Dolata, Chief Architect, kildeq

This strategic foundation allows kildeq to focus on what matters most for supply chain finance: tailored workflows, modern user experiences and fast innovation for customers, while still giving banks, funds and mid-market institutions the confidence to declare their platform is enterprise-ready and trusted at global scale.

By bridging traditional trade finance and technology, kildeq is reimaging the ecosystem – one layer at a time. 

Ready to scale your supply chain finance? Discover how kildeq combines the power of SAP with a bespoke user experience to transform your next-generation finance offerings. Contact us here.