LiquidityHub obtains recertification from SAP

Zurich – July 13, 2023 – kildeQ AG announced today that its LiquidityHub is certified by SAP as built on SAP Business Technology (SAP BTP), SAP´s platform for the Intelligent Enterprise. “With LiquidityHub, we’re helping to revolutionize the way complex trade finance processes can be operated and designed in the future,” said Oliver Schreiber, chief digital officer and co-founder of kildeQ AG. “LiquidityHub is an end-to-end solution for financial service providers and banks as well as for large corporates, helping them to deliver fully automated processes to their business partners that are compliant with finance sector regulations. With LiquidityHub, suppliers and funders of a corporate can secure their supply chain with attractive independent financing in a reverse factoring program.”

LiquidityHub is built on SAP Business Technology Platform and integrated with SAP S/4HANA® using SAP Extension Suite. With the SaaS platform LiquidityHub it is possible to trade with all business parties such as investors, financial service providers and customers on one platform. It works entirely in the cloud and guarantees a customized setup of trade finance products. All financial and technical regulations are covered. LiquidityHub is a multi-currency, multi-jurisdiction, multi-customer, multi-client and multi-provider cloud platform. It includes features such as fraud prevention, compliance management, accounting integration, analytics as well as reporting for secure and transparent operations.

LiquidityHub delivers integrated services for the global financial supply chain community that are customizable and flexible for modular design of services and yet 100% compliant with finance sector regulations. Our cloud platform doesn´t need any local IT, it is easy to use and with continuous innovation on latest technology. The current scope of ready to use solutions covers full-service factoring, inhouse factoring, reverse factoring for corporates and for financial service providers, dynamic discounting, seller onboarding and flexible analytics.

LiquidityHub's white labeling option allows large corporates to use a "Trade Finance HUB" under their brand and integrate it into their general ledger and analytics. LiquidityHub is also available in the SAP Store and there are further insights into the benefits shown with practical illustrations of the platform.

SAP Integration and Certification Center (SAP ICC) has certified that LiquidityHub is built on SAP BTP, integrated with SAP S/4HANA® using SAP HANA®, SAP Analytics Cloud and SAP BTP. SAP BTP helps companies connect and integrate their business processes and data with SAP and third-party applications to make well-informed decisions and meet their evolving needs.

### About kildeQ AG kildeQ is located in Zurich, Switzerland and Bielefeld, Germany. LiquidityHub is kildeQ ́s trade finance platform and is based on a "banking-as-a-microservice" approach. It modernizes the trade finance processes of various banks and financial providers, such as supply chain finance or full-service, in-house and reverse factoring. LiquidityHub is listed in the SAP Store.

SAP and other SAP products and services mentioned herein as well as their respective logos are trademarks or registered trademarks of SAP SE in Germany and other countries. Please see https://www.sap.com/copyright for additional trademark information and notices. All other product and service names mentioned are the trademarks of their respective companies. A

ny statements in this release that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. All forward-looking statements are subject to various risks and uncertainties described in SAP’s filings with the U.S. Securities and Exchange Commission, including its most recent annual report on Form 20-F, that could cause actual results to differ materially from expectations. SAP cautions readers not to place undue reliance on these forward-looking statements which SAP has no obligation to update and which speak only as of their dates.

For more information, press only:

www.liquidity-hub.com

info@kildeq.com